Payment Methods Policy

Store Name: Caytruyen

Website: https://caytruyen.com

Summary

• We accept secure online payments through PayPal and major debit/credit cards
• Supported card networks: Visa, Mastercard, American Express, Discover (via PayPal gateway)
• All payments are processed securely through encrypted payment systems
• We do not store full credit card information on our servers
• Currency used: USD (United States Dollar)
• Orders are processed only after successful payment confirmation

1. Overview

This Payment Methods Policy explains how payments are processed when you shop at Caytruyen.

We use secure third-party payment providers to ensure all transactions are safe, encrypted, and compliant with global payment security standards.

By placing an order on our website, you agree to the payment terms described in this policy.

2. Accepted Payment Methods

We currently accept the following payment methods:

2.1 PayPal

PayPal is our primary payment gateway

Customers can pay using:

• PayPal balance
• Linked bank account
• Debit or credit cards connected to PayPal

No PayPal account is required in many regions (guest checkout may be available depending on PayPal availability)

2.2 Debit and Credit Cards (via PayPal Secure Processing)

We accept the following card types:

• Visa
• Mastercard
• American Express
• Discover
• Other supported international cards (processed via PayPal network)

All card payments are processed securely through PayPal’s encrypted checkout system.

3. Payment Security

We prioritize the security of your financial data.

• All transactions are encrypted using SSL technology
• Payments are processed through secure third-party providers

We do not store:

• Full credit card numbers
• CVV codes
• Banking authentication details

Your payment information is handled directly by PayPal and its secure infrastructure.

4. Payment Authorization

• Your payment method is authorized at checkout
• Funds are captured once the order is confirmed
• Orders are processed only after successful payment verification

If payment authorization fails:

• The order will not be processed
• You may be prompted to use another payment method

5. Currency

• All prices on Caytruyen are displayed in USD (United States Dollar)
• If you are paying with a non-USD payment method, your bank or PayPal may apply a currency conversion fee
• We are not responsible for exchange rate differences or conversion fees charged by financial institutions

6. Billing Information

Customers are required to provide accurate billing information, including:

• Full name
• Billing address
• Email address
• Payment details (processed securely via PayPal)

Incorrect billing information may result in:

• Payment delays
• Order rejection
• Fraud prevention review

7. Payment Issues

If you experience payment issues, possible causes include:

• Insufficient funds
• Bank or card restrictions
• PayPal security verification
• Incorrect billing details
• Network or system errors

If a payment fails, you may:

• Retry payment
• Use an alternative payment method
• Contact your payment provider for assistance

8. Fraud Prevention

To protect customers and prevent unauthorized transactions:

• Orders may be flagged for verification
• Suspicious transactions may be delayed or canceled
• Additional identity verification may be requested in rare cases

We reserve the right to cancel any order suspected of fraud or unauthorized activity.

9. Refunds and Payment Reversals

Refunds (if applicable) are processed according to our Return & Refund Policy.

• Refunds are issued to the original payment method only
• Processing time may vary depending on PayPal or bank policies
• Payment reversals may take several business days to appear in your account

10. Contact Information

If you have questions regarding payments, please contact us:

Store: Caytruyen

Website: https://caytruyen.com

Email: support@caytruyen.com

Address: 690 Echo Lake Rd, Watertown, CT 06795, United States

Support Hours: Monday – Saturday, 8:00 AM – 7:00 PM (ET).