At Caytruyen, we prioritize a secure and transparent shopping experience. This policy outlines our accepted payment methods, currency standards, and the industry-leading security protocols we implement to protect your financial information.

1. Accepted Forms of Payment

We accept a range of secure payment options to provide flexibility for our customers. All credit and debit card transactions are processed through the PayPal gateway, ensuring high-level data protection. Accepted cards include:

• Visa
• Mastercard
• American Express (Amex)
• Discover

2. PayPal & Guest Checkout

PayPal serves as our primary secure payment processor. You may complete your purchase using your PayPal account balance or via Guest Checkout using a supported credit or debit card without requiring a PayPal account. This integration provides 24/7 transaction monitoring and an additional layer of fraud protection.

3. Encryption & Data Privacy

Your security is paramount. Our website utilizes SSL (Secure Sockets Layer) encryption to ensure that all data transmitted during checkout remains private. Caytruyen does not store your credit card information on our servers; all sensitive financial data is handled exclusively by our PCI-compliant payment service providers.

4. Currency & Pricing

All transactions on Caytruyen are processed in United States Dollars (USD). While our site displays clear pricing, your financial institution may apply currency conversion fees if you are purchasing from outside the United States. Shipping costs and relevant taxes are calculated transparently at checkout before payment is finalized.

5. Payment Authentication

To prevent unauthorized use, our payment providers perform real-time verification. This includes checking for valid security codes (CVV/CVC) and utilizing 3D Secure protocols where applicable. Orders will only move to the fulfillment stage once the payment status is confirmed as “Completed.”

6. Declined Transactions

If a payment is declined, we recommend verifying your card details, checking for sufficient funds, or contacting your bank to ensure there are no security blocks on the transaction. You may also attempt to complete the purchase using an alternative card through the PayPal guest checkout option.

7. Security Screening

As part of our commitment to safety, all orders undergo an automated fraud screening process. Caytruyen reserves the right to cancel any transaction that triggers high-risk indicators or fails internal security checks. If your order is canceled for security reasons, a full refund will be issued immediately.

8. Dispute Resolution

If you notice any discrepancies in your billing, please contact us immediately at support@caytruyen.com. We aim to resolve all payment-related inquiries directly and efficiently to avoid the need for formal bank chargebacks.